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Well, we found out just before christmas that our policy was cancelled because of the wreck in the summer. Needless to say we had to do some serious shopping around, wife is classified high risk and I am incident free since '93.
The final conclusion was 2 seperate policies, one for the wife and I on the Fusion and the second policy being just me on the Supercrew and Lightning with her signing a waiver saying she wouldn't drive either. Not a problem being that she thinks the Supercrew is too big and the Lightning scares the crap out of her(she hates being a passenger let alone driving it). The kicker my premium of just me on 2 vehicles is 17% of what her premium is with me and her one car.
We got this news the week before christmas, the same week I lost my job. So I tell my broker insure the cheaper truck for now and I will add the second in February, needless to say I'm off to the store now to get the kitty litter we need for the next 2 years so I can "store" it in the Lightning.
The final conclusion was 2 seperate policies, one for the wife and I on the Fusion and the second policy being just me on the Supercrew and Lightning with her signing a waiver saying she wouldn't drive either. Not a problem being that she thinks the Supercrew is too big and the Lightning scares the crap out of her(she hates being a passenger let alone driving it). The kicker my premium of just me on 2 vehicles is 17% of what her premium is with me and her one car.
We got this news the week before christmas, the same week I lost my job. So I tell my broker insure the cheaper truck for now and I will add the second in February, needless to say I'm off to the store now to get the kitty litter we need for the next 2 years so I can "store" it in the Lightning.